Global financial technology company that enables individuals and businesses to send, receive, hold, and spend money internationally

Wise is a financial technology company that revolutionized international money transfers by offering a transparent, low-cost alternative to traditional banks. Built on the principle of fairness, Wise eliminates hidden fees by using the real exchange rate and charging only a small upfront fee. This approach has saved millions of individuals and businesses significant costs when sending or receiving money across borders.

The platform operates a global payments infrastructure that enables instant or same-day transfers in many corridors, leveraging local bank networks to avoid traditional cross-border banking fees. Customers can hold and manage balances in multiple currencies through the Wise Account, receive money with international bank details, and spend globally with the Wise debit card.

For businesses, Wise offers solutions to pay invoices, manage payroll, and receive international payments with reduced friction, making it especially valuable for freelancers, startups, and global SMEs. Its API also integrates with platforms to enable seamless cross-border financial operations.

Wise’s technology is built for scale and compliance, with licenses across multiple jurisdictions and partnerships with financial institutions worldwide. Beyond cost savings, the company focuses on transparency, providing customers with clear information on fees, timelines, and exchange rates before each transaction.

With more than 16 million customers and billions moved monthly, Wise has become a trusted platform for global money movement, challenging legacy banking systems and setting a new standard for financial accessibility.

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